Fully Furnished Log Home on 26 Private Acres Near Gore Mountain — 335 Parkerville Road, Indian Lake, NY

Deep in New York’s Adirondack Park, 335 Parkerville Road offers something increasingly hard to find: a genuinely private, move-in-ready log home spread across 26.6 acres, with no neighbors in sight and Gore Mountain just twenty minutes away. Built in 2004 and priced at $689,000 after a recent reduction from $709,000, this three-bedroom home is fully furnished, meaning a buyer can close and start living in it, renting it out, or using it as a weekend escape without spending another dollar on furniture.

The property spans three separate parcels totaling 26.6 acres, mixing cleared and wooded terrain with mountain and tree views from nearly every angle — the kind of buffer that makes “no neighbors in sight” an accurate description rather than a marketing line.

Property Features

The home offers 2,063 square feet of total living space, with 1,587 square feet above ground and a 476-square-foot finished basement that walks out to the property. Log construction, vaulted ceilings, and wood floors throughout give the interior an authentic Adirondack cabin feel, while the primary suite includes a walk-in closet and a tiled shower — a level of finish that goes beyond a typical rustic cabin. The layout also includes a den, a home office, and a game room, giving the home real flexibility for full-time living, remote work, or entertaining guests.

Outdoor living space is just as developed as the interior. Front and rear decks are connected by a screened porch, and the grounds include a fire pit and a lean-to overlooking a small pond — a setup built for three-season enjoyment of the property, not just a place to park a car and go inside.

Practical upgrades round out the listing. A three-car garage comes with a Tesla EV charger already installed, and the home runs on a grid-connected solar panel system, which can meaningfully offset electricity costs in a region where winter heating and power use both run high. Water comes from a private well, with a septic system handling wastewater, and there is no HOA governing the property.

Location and Lifestyle

Indian Lake sits at the heart of the Adirondacks, and this property’s location puts Gore Mountain, one of the region’s largest ski resorts, about twenty minutes away, alongside easy access to hiking trails and area lakes. For a buyer looking at a four-season property, that combination is close to ideal: skiing and snowmobiling in winter, hiking and lake access through the warmer months, and a level of privacy across 26 acres that few properties this close to a major mountain can match.

Financing Options for a Property Like This

At $689,000 with over 26 acres, buyers have a few financing paths to weigh, and the property’s rural setting actually works in favor of some of them.

A USDA Rural Development loan is worth checking first, since Indian Lake’s low-density, rural setting is exactly the kind of area USDA financing targets. For an eligible buyer, USDA loans allow a zero-down purchase, which is a significant advantage on a home at this price point — though income limits apply and eligibility should be confirmed with a lender before counting on it.

Conventional financing remains the most flexible route for buyers with reasonable credit and some down payment saved, typically five to twenty percent depending on the lender and program, and it comes with no acreage or usage restrictions to navigate.

FHA financing is also available for owner-occupants, allowing down payments as low as three and a half percent, though FHA loans on rural acreage properties can carry additional appraisal requirements around the land itself, so buyers should discuss the specific parcel structure — three separate lots — with their lender early in the process.

Veterans and active-duty service members should ask about a VA loan, which typically requires no down payment and no private mortgage insurance, often making it the most cost-effective option for those who qualify and plan to make this a primary residence.

Since the home is already updated and fully furnished, an FHA 203k renovation loan is less likely to be necessary here compared to a fixer-upper, though it remains an option for any buyer planning future changes.

Homeowners Insurance Considerations

Insuring a rural Adirondack property comes with a few specific factors. Because the home relies on well water and septic, insurers will want details on the age and condition of both systems. The solar panel installation and EV charger should also be disclosed, since some policies require separate riders for solar equipment. Winter weather in the Adirondacks, including heavy snow load, is another factor insurers typically weigh into premiums for a log home in this region, so it’s worth getting a quote early in the buying process rather than after the offer is accepted.

Due Diligence Checklist

Before moving forward on a property like this, buyers should confirm several things. Have the well tested for water quality and flow rate, and have the septic system professionally inspected. Confirm the boundaries and any easements across all three parcels with a current survey, since a multi-parcel property can carry access or right-of-way details worth understanding upfront. Verify the solar system’s ownership status — whether it is owned outright or under a lease or power purchase agreement — since that materially affects the deal. Check current property taxes with the town, which are currently listed at $8,480 annually, and confirm what is and is not included in the “fully furnished” designation before closing.

Bottom Line

335 Parkerville Road offers a rare combination in the Adirondacks: a genuinely private, 26-acre log home that is already updated, already furnished, and already set up with solar and EV charging — twenty minutes from one of the region’s biggest mountains. For a buyer who wants a turnkey four-season property without the usual list of post-closing projects, it is worth a serious look.

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