Tucked into a large wooded lot just outside downtown Gatlinburg, 713 Hazy Cir offers exactly what a lot of Smoky Mountain buyers are searching for: a cozy cabin with real mountain views, sitting on 6.58 private acres. Listed at 435,000 dollars, the price was recently cut by 14,000 dollars, and the home is only 7 days into its listing while already generating strong interest.
Property Snapshot
Built in 1977, this two-story cabin offers 2 bedrooms and 1 full bathroom across 897 square feet, priced at roughly 485 dollars per square foot given the premium on land and location in this market. The 6.58-acre lot is largely wooded, giving the property genuine privacy that’s increasingly hard to find this close to Gatlinburg. Annual property taxes are 706 dollars, with a tax assessment of 119,300 dollars, and there is no HOA. Zillow estimates a monthly payment of around 2,566 dollars.
Classic Cabin Character
Inside, the home leans into its mountain cabin identity with a cozy gas fireplace and classic cabin finishes that give the interior a warm, inviting feel. A deck and porch extend the living space outdoors, ideal for taking in the mountain views the listing highlights, and a storage structure on the property adds practical space for tools or outdoor gear. The kitchen and laundry come fully equipped, with a dishwasher, washer, dryer, refrigerator, and microwave all included in the sale.
Utilities are self-sufficient, with a private well for water and a septic tank for sewer, typical for a wooded mountain lot like this one. Heating runs on a heat pump supplemented by propane, while central air handles cooling, giving the cabin comfortable, modern climate control year-round despite its classic character.
Why the Land and Location Matter
At under 900 square feet, this is a compact home, but the 6.58 wooded acres surrounding it are a significant part of the value here. That kind of privacy and space is unusual this close to Gatlinburg, one of the most visited small towns in the country thanks to its Great Smoky Mountains National Park gateway location. For buyers thinking about a personal mountain retreat, a short-term rental investment, or a full-time home away from the crowds, this combination of acreage and proximity to Gatlinburg’s restaurants, shops, and park access is hard to replicate at this price point.
Financing Options to Consider
A property like this one, priced under 450,000 dollars with meaningful acreage, opens up several financing paths worth exploring with a lender.
A conventional loan is a common path for a cabin like this, particularly for buyers planning to use it as a second home or primary residence, though lenders may have specific requirements around well and septic systems that should be confirmed early.
An FHA loan may be workable for owner-occupant buyers, though the home’s age and rural systems mean an appraiser will want to confirm the well, septic, and heating systems meet minimum property standards.
A USDA loan is worth checking into as well, since parts of Sevier County outside the immediate Gatlinburg core may fall within USDA-eligible rural areas, potentially allowing qualified buyers to purchase with zero down payment.
Buyers considering the property as a short-term rental investment should also ask a lender about investment property or vacation home financing, since Gatlinburg’s tourism market makes this a popular strategy in the area.
Insurance Considerations
Insuring a wooded mountain cabin comes with a few specific considerations. Given the large wooded lot, buyers should ask an insurance agent about wildfire risk coverage, particularly important in the Gatlinburg area given the region’s history with wildfire events. The gas fireplace and propane heating system should be disclosed clearly, and buyers should confirm the age and condition of the well and septic systems, since insurers may ask for documentation on both. If the property will be used as a short-term rental, a landlord or vacation rental policy will likely be necessary in place of a standard homeowners policy.
Due Diligence Checklist for Buyers
Buyers should plan for a full home inspection covering the roof, heat pump, propane system, and gas fireplace, along with a close look at the two-story structure given the home’s age. A well water test and septic inspection are essential for a property relying entirely on private systems. Buyers should also confirm current zoning and any short-term rental regulations with Sevier County or the City of Gatlinburg if rental income is part of the plan, since rules around vacation rentals in the area can be specific. A land survey to confirm the boundaries of the 6.58 wooded acres and a title search round out a solid due diligence process before closing.
The Gatlinburg, TN Market
Gatlinburg remains one of Tennessee’s most in-demand markets, driven by its position as a primary gateway to the Great Smoky Mountains National Park and its year-round tourism economy. Properties with real acreage and privacy, rather than tightly packed in-town lots, tend to draw strong interest from both full-time residents and investors eyeing the area’s steady vacation rental demand, which likely explains why this listing is already projected to sell faster than 94 percent of nearby properties.
Final Thoughts
713 Hazy Cir offers a rare combination for the Gatlinburg market: genuine privacy on nearly 7 wooded acres, classic cabin character, and proximity to one of the most visited national parks in the country, all at a recently reduced price. With strong early interest and a competitive local market, buyers drawn to mountain living should move quickly to schedule a showing.
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