Tucked into the rolling hills of Macon County, 3594 Oak Grove Rd in Red Boiling Springs, Tennessee pairs a modest 1994-built home with 5.82 acres of land, the kind of combination that continues to draw buyers looking for space, privacy, and small-town Tennessee living. The home is currently off-market, meaning it isn’t actively listed for sale on Zillow right now, but it’s worth a look for anyone tracking land-heavy properties in this corner of the state.
Property Snapshot
Built in 1994, the home offers 1,398 square feet with 1.5 bathrooms, set on a 5.82-acre lot. Flooring throughout mixes carpet and hardwood, and the property includes a detached garage. Construction rests on a footing foundation with a composition roof. Zillow’s Zestimate currently places the home’s value at approximately 221,500 dollars, with an estimated value range between 155,000 and 284,000 dollars, working out to roughly 158 dollars per square foot at the midpoint. For buyers considering it as a rental, Zillow estimates a monthly rent potential of around 1,639 dollars.
Property tax records show a 2025 annual tax bill of 931 dollars, with a tax assessment value of 57,375 dollars, reflecting how far below current market value the assessed number sits, a common pattern for rural properties that haven’t changed hands recently. Sales history on file shows the land was originally purchased for 7,258 dollars in December 1993, with an additional purchase of 8,900 dollars in April 1994, right around the time the current home was built.
Why the Acreage Matters
At just under 1,400 square feet, the home itself is compact, but the nearly 6 acres surrounding it open up real possibilities. That kind of space supports a large garden, room for animals or a small hobby farm, privacy from neighbors, and space for outbuildings or future additions, all things that are increasingly hard to find at an accessible price point. For buyers priced out of larger markets, a property like this one offers a rare combination: meaningful acreage paired with a livable, already-built home rather than raw land requiring new construction from scratch.
Financing Options to Consider
A rural property like this one, if and when it returns to the market, opens up several financing paths worth exploring with a licensed lender.
A USDA loan is often the first option worth investigating for a property in this part of Tennessee, since much of Macon County falls within USDA-eligible rural areas, potentially allowing qualified buyers to purchase with zero down payment.
An FHA loan is another common route, typically requiring as little as 3.5 percent down for buyers who qualify, with more flexible credit requirements than conventional financing.
A VA loan is available to eligible veterans, active-duty service members, and surviving spouses, often with no down payment required.
Conventional financing remains an option as well, generally requiring stronger credit and a larger down payment, but with more flexibility on property condition requirements than government-backed loans.
Insurance Considerations
Insuring a home built in 1994 is generally more straightforward than insuring a much older property, but buyers should still confirm the age and condition of the roof, heating and cooling systems, and foundation before finalizing coverage. Because the property includes over 5 acres and a detached garage, buyers should ask an insurance agent whether the additional structure and land use affect coverage or require a separate rider, particularly if there’s any agricultural or livestock use planned.
Due Diligence Checklist for Buyers
Anyone seriously considering a property like this should plan to look closely at the following. A full home inspection is important, with attention to the foundation, roof, and heating and cooling systems given the home’s age. A well and septic inspection matters for a rural property like this one, since it is almost certainly served by a private well and septic system rather than municipal utilities. A land survey is worth requesting to confirm the exact boundaries of the 5.82 acres and check for easements or right-of-way issues. Buyers should also verify local zoning with Macon County and review the title and tax history, particularly given the gap between the current tax assessment and the home’s estimated market value.
The Red Boiling Springs, TN Market
Red Boiling Springs is a small town in Macon County, Tennessee, historically known for its mineral springs and early 20th-century resort hotels, and it continues to draw buyers looking for a quieter, more affordable slice of Middle Tennessee. Property taxes in the area remain low compared to nearby metro markets, and acreage properties like this one continue to offer meaningful land at price points that are increasingly rare closer to Nashville.
Final Thoughts
3594 Oak Grove Rd is a solid example of what’s still possible for buyers seeking space and privacy in rural Tennessee. Nearly 6 acres paired with an existing home built in the 1990s offers a practical starting point, whether or not this exact property returns to the market, it’s a strong illustration of the value still available in Macon County for buyers willing to look a bit further from the city.
ZILLOW link
